About Globus

Globus Bank is a commercial bank with National Authorization. Registered as a limited liability company on March 6, 2019, licensed by the Central Bank of Nigeria on July 10, 2019 and commenced operations on November 6, 2019, the Bank aims to be Nigeria's foremost digital Bank, providing best-in-class solutions that are specifically tailored towards meeting customer needs in a timely and efficient manner.



At Globus Bank, we are focused on revolutionizing the Financial Services Industry by leveraging Technology and People to deliver exceptional customer experience. We have a workforce of seasoned professionals, as well as visionary leadership and expertise needed to positively alter the industry service equilibrium.



Our corporate Head office is located at 6, Adeyemo Alakija Street, Victoria Island, Lagos. The Bank currently operates out of 16 physical and strategic locations in Nigeria and aims to cover every major city in the country within the shortest time possible.



This strategic combination of brick and mortar with best-in-class technology explains the bank’s “Phygital” strategy.



We look forward to being your best provider of banking experience.

Our Vision

To be the preferred financial services provider delivering endearing customer experience.

Our Mission

To serve our customers with passion and deliver superior value to all stakeholders leveraging technology and people in the most efficient and responsible manner.

Corporate Governance

At Globus Bank, good corporate governance is at the core of our being. This is key to our development, as it enhances the confidence placed in our Bank by our Regulators, Customers, Employees, Business Partners, Shareholders and the financial markets in which we operate. We maintain an exemplary culture of good corporate governance practices through the Globus Way, enshrined in our core values of Creativity, Excellence, Respect, Reliability and Simplicity .



Our core values are fundamental to our corporate existence and are reflected daily in the conduct of the Bank's business.

Our Vision

To be the preferred financial services provider delivering endearing customer experience.

Our Mission

To serve our customers with passion and deliver superior value to all stakeholders leveraging technology and people in the most efficient and responsible manner

Corporate Governance

Globus Bank adheres strictly to high standards of professionalism in the conduct of its business. We reflect a high standard of ethical and moral conduct in all aspects of business and ensures that our behavior is fully aligned with legal and regulatory requirements.

At Globus Bank, good corporate governance is at the core of our being. This is key to our development as it enhances the confidence placed in our Bank by our Regulators, Customers, Employees, Business Partners, Shareholders and the financial markets in which we operate. We maintain an exemplary culture of good corporate governance practices through the Globus Way, enshrined in our core values of Respect, Creativity, Excellence, Simplicity and Reliability.

Our core values are fundamental to our corporate existence and is reflected daily in the conduct of the Bank’s business.

Board of Directors
Senior Management Team

Globus Bank adheres strictly to high standards of professionalism in the conduct of its business. We reflect a high standard of ethical and moral conduct in all aspects of business and ensure that our behaviour is fully aligned with legal and regulatory requirements.

We are mindful of our exposure to risk, hence we take deliberate steps to minimize such impact by ensuring that our onboarding framework for customers, counterparties, co-financiers, project sponsors, etc. exceeds regulatory standards particularly in the areas of identification and countering money laundering, terrorist financing, bribery, corruption and associated risks on proliferation of weapons of mass destruction, bribery, corruption, international sanctions and slavery.

The Chief Compliance Officer (CCO) has been tasked by the Board with a bank-wide discretionary power over AML/CFT related matters. He has unrestricted access to all information, data, records and any systems in the bank as he deems fit and necessary to fulfil his function.

The CCO reports directly to the Executive Compliance Officer (ECO), who is a member of the Board. The CCO is responsible for bank-wide adherence to applicable AML/CFT and allied regulations and obligations derived from extant laws and regulations. In addition, he is responsible for establishing and maintaining Globus Bank's AML program to identify, assess, monitor and manage risks related to money laundering, terrorist financing, financial crimes, etc. From time to time, the Bank will examine its AML/CFT strategies, goals and objectives and maintain an effective program for its business that reflects best in class practices for a reputable financial services provider.

The Bank's AML/CFT framework encompasses the following

Board and Management Responsibilities

The Board of Directors is our naught line of defence and assumes overall responsibility for the AML/CFT risk management framework in the bank. The Board reviews and approves the policies on an annual basis to ensure that they are fully aligned with the bank's strategic vision.

The Board ensures that the Bank's Management and all employees conform strictly with all regulatory and internal procedures relating to AML/CFT and that the Bank maintains a zero tolerance to regulatory infraction.

Reports to the Board and Senior Management

AML & CFT reports are submitted periodically to Board and senior management respectively. These reports provide the Board and senior management with information to enable them to assess the Bank's compliance with its regulatory obligations.

The reports also ensure that Directors and senior management are kept abreast on current trends and developments in the financial industry, particularly in the area of AML/CFT risk management.

Customer Identification and Verification

Globus Bank has put in place a strict Know Your Customer (KYC) program to ensure all categories of customers (natural or legal persons or legal structures) are subject to adequate identification, verification and risk rating.

KYC includes not only knowing the customers and entities the Bank deals with (either as a single transaction or ongoing relationship), or renders services to, but also the Ultimate Beneficial Owners (UBOs), legal representatives, directors and authorized signatories as appropriate. The program includes strict identification requirements, name screening procedures and the ongoing monitoring and regular review of all existing business relationships.

Financial Crimes Surveillance

    Globus Bank monitors all customer transactions, applying a risk-based approach. Adequate notice and justification are taken on frequency, volume and size of transactions, in the context of the assessed customer and product risks. There are four aspects to the monitoring of transactions:
  • Pre-execution transaction monitoring to identify transactions which would if executed result in a breach of applicable sanctions or embargos
  • Post-execution transaction monitoring to identify transactions which are considered suspicious and required to be reported to the relevant authorities
  • Based on the result of the initial Customer Due Diligence (CDD) assessment, risk-based approach ongoing monitoring of customer activity will be carried out using appropriate software. This monitoring process will also ensure that the KYC information held about the customer is up-to-date
  • Ad-hoc monitoring to identify suspicious activity, but as implied, it is an activity which is undertaken on a more informal basis. It is a procedure which should be undertaken by all members of staff of Globus Bank, and can be one of the most effective means of identifying suspicious activity.
  • Employees are protected if they report, in good faith, any suspicious activity.

Reporting Obligations

The bank is obligated to make certain reports and returns to regulatory and intelligence bodies under the Money Laundering (Prohibition) Act 2011 as amended ('The Act') and the CBN AML/CFT Regulations 2013.

Threshold reports are covered under Section 2 and Section 10 of the Act. Section 2 provides that financial institutions must submit a report on all international transfer of funds and securities of a sum exceeding ten thousand dollars ($10,000) or its equivalent in other foreign currencies

Similarly, Section 10 of the Act provides that any lodgement or transfer of funds in excess of N5 million and above for individuals and N10 million and above for corporate customers must be reported.

On the other hand, Section 6 of the Act provides that a financial institution must submit a report on all unusual and suspicious transactions.

International Sanctions

The bank prohibits the use or access of its products and services by or for the benefit of any person named on a sanctioned list.

All new/existing customers will be screened against publicly available sanctions lists (including the bank's internal watch list) and against updates to any applicable lists within a reasonable time of these updates being made available. Customer transactions are also screened to ensure that they are not made to sanctioned individuals and entities.

All staff are required, as part of the Bank's policy, to refrain from any relationship and/or transaction which yield a true or positive match and follow the escalation procedure.

Politically Exposed Persons (PEPs)

To a certain degree, holders of public functions and those holding senior, prominent or important positions with substantial authority over policy, operations or the use or allocation of government own resources are exposed to the possibility of corruption or the abuse of their position. This set of people and the entities beneficially owned by them are considered as posing greater risk to a bank and are accordingly categorized as Politically Exposed Persons for the purposes of AML control and oversight.

In dealing with PEPs, Globus Bank will undertake enhanced due diligence to satisfy itself of the legitimacy of the customer's source of wealth as well as funds and nature of the business. Senior management approvals are required before such customers are on-boarded and when any existing customer becomes PEP. The bank will also consider the requirement for ongoing transaction monitoring for potentially suspicious behaviour.

Relationship with Correspondent Banks

Correspondent banking relationships are subject to appropriate customer due diligence and review which includes, among other things, confirmation that the entity has the appropriate licences to operate in its country of origin and due diligence to avoid working with or through shell banks.

Awareness and Training

Globus bank has implemented a comprehensive AML/CFT training program to ensure that all Board members, Senior Management and staff (in particular individuals responsible for transaction processing and/or initiating and/or establishing business relationships,) undergo AML/CFT awareness training

Globus Bank's training is tailored to the business to ensure that staff are aware of different possible patterns and techniques of money laundering which may occur in their everyday business.

Training also covers the general duties arising from applicable external (legal and regulatory), internal requirements and the resulting individual duties which must be adhered to in everyday business as well as typologies to recognise money laundering or financial crime activities

Anti-Bribery and Corruption

Globus Bank has strict prohibitions against bribery and corruption when dealing with both clients and suppliers. The use of position/office and taking advantage of the institution to enrich oneself is prohibited. Offering/acceptance of gratification to/from customers/potential customers/suppliers/vendors to do business is prohibited.

Bribery and corruption are also offences that attract well known consequences such as warning, suspension, termination or dismissal, depending on the gravity of the offence.

Record Keeping and Retention

As provided for in the Act, customer identification documents are retained throughout the life of the account and for five (5) years after the cessation of the banking relationship, except in cases of litigation and/or regulatory investigations. In the case of the latter, the records will be kept for as long as they are required.

Upon request by a regulatory or law enforcement agency, Globus Bank shall make available records related to AML/CFT compliance or its customers as soon as possible from the date of the request.

Cooperation with Regulators, Law Enforcement and Intelligence Agencies

Globus Bank gives full cooperation to law enforcement and intelligence agencies within the limits of the rules governing confidentiality. In full understanding of the crucial role financial institutions play in the fight against money laundering and terrorism financing, the bank promptly complies with all requests validly made pursuant to extant laws and provides necessary information to authorized agencies.

Where the bank becomes aware of facts which lead to the reasonable presumption that money held on deposit derives from criminal activity or that transactions entered into are themselves criminal in purpose, appropriate measures, consistent with the law, are taken, for example, to deny assistance, sever relations with the customer, close or freeze accounts and give full disclosure to the regulatory and intelligence agencies.

Independent Assessment of AML/CFT Compliance program

Adherence to the requirements of Globus Bank's AML program is subject to independent testing by the bank's Internal Audit function on a biannual basis.

The report and findings of the audit are circulated to various levels of senior management. A follow-up to the audits takes place to ensure that the relevant issues are closed out and highlighted recommendations have been implemented.

  Working at Globus Bank

At Globus Bank, we are on a mission to deliver superior value to all stakeholders, leveraging people and technology in the most efficient and responsible manner. Thus, our people are our greatest assets and are most valuable to us. Our core values of Creativity, Excellence, Respect, Reliability and Simplicity are highly placed throughout the Bank and most especially in our corporate culture – this helps us attract and retain some of the most dynamic, efficient, trustworthy and unique talent in the industry, who are constantly striving for excellence and are successful at achieving it. With a workforce of seasoned professionals, our ambitious business strategy, and progressive work environment, working at Globus Bank is truly a rewarding experience.


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  Why Join Us

Globus Bank is revolutionizing the banking experience for all stakeholders. This, we are achieving through our dedicated workforce of skilled professionals who are ‘leading the change’ in this regard. Being part of the team means you will be part of a community of exceptional professionals who are committed to doing things inventively. We are a progressive organization always seeking new and better ways to achieve our set goals, this creates an enabling environment for the fresh ideas of our innovative workforce to flourish.

By joining Globus Bank, you can look forward to plenty of challenges and opportunities, and the chance to develop both professionally and personally. You are also get the following unique benefits.


Competitive Salaries

At Globus Bank we offer one of the most competitive salaries in the industry, while also providing other interesting incentives for motivation with respect to your productivity.

Career Development

At Globus Bank we offer plenty of opportunities to help you learn, grow and move your career forward. There is a structured plan for professional courses to improve your knowledge base in your field.

Health insurance

Your wellbeing is important to us, so we offer a range of health and wellbeing benefits. The range available depends on the HMO package and plan of your choice, Which is tailored to your health needs.